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BUSINESS INSURANCE FOR
Tanning Salons
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Insurance For Tanning Salons

Tanning salons are a great business almost year round. Your tanning salon may take walk in customers or it may operate on a scheduled basis, but either way your goal is to keep your clients happy enough to continue returning regularly. As the owner of a tanning salon, you have a lot of responsibility. Aside from customers you must also manage employees, suppliers and day-to-day administrative tasks. You can lighten your responsibility load and relieve a bit of stress by carrying the right types and levels of small business insurance.

General Liability

General liability insurance is the base level of coverage your tanning salon should have. It provides you with a broad spectrum of protection against everyday hazards, unexpected accidents and general business risks. This insurance protects your customers at the same time it protects your company, and it grows with you so that new business locations, products and services are automatically covered.

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General Liability Insurance Includes:

Business Owners Policy

A business owners policy (BOP) includes general liability coverage by default. It also provides you with additional coverage options to protect your business assets. Each type of coverage is optional so that you can pick and choose just the ones you need. Examples include:

Business Auto

If you or your employees drive for business involving your tanning salon, you need to carry business auto insurance. This protects your company if you’re involved in an auto accident. It pays for physical injuries, property damages, theft, fire and more depending upon your level of coverage.

Workers Comp

The law requires your tanning salon to carry workers comp coverage on its employees. This insurance pays for hospital bills, doctor’s visits, prescription medicines and related expenses if one of your employees is ever injured at work.

Umbrella Coverage

Commercial umbrella coverage provides you with additional protection above and beyond the maximum limits on your regular business insurance policies.

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Insurance Products

General Liability (CGL) Workers Compensation Professional Liability Business Owners Policy Commercial Auto Insurance Employment Practices Liability Directors & Officers (D&O) Excess Liability Surety Bonds

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