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Small business auto insurance is one of the most important investments you can make in your company. Whether you use automobiles, vans, trucks or other vehicles on a constant basis or you simply use them once in a while for business travel, protecting them from harm should be one of your biggest business priorities.

Auto accidents can happen at any time. If you use your vehicle to travel to a workshop, seminar or convention for example, and you have an accident, without the right types of business auto insurance you may find yourself facing large bills that your company cannot afford. If your company relies on vehicles to conduct regular operations – a taxi cab for example, a florist delivery van or an over the road 18 wheeler truck – losing the vehicle to theft, natural disasters or auto accidents could financially ruin your company. You can prevent these risks and potential disasters by carrying the right types of small business auto insurance.

Liability InsuranceLiability insurance is mandated by law in most states. This insurance helps protect other people if your business vehicle causes an auto accident. When you or one of your employees is at fault for an auto accident that involves other people and other vehicles, your liability insurance will pay for the other vehicle’s repairs and it will pay for the medical treatment that victims might require.

Medical Payments Medical payments is small business auto insurance coverage that can be extremely useful for businesses that carry passengers. This insurance pays for the cost of medical care and related expenses for the driver of your vehicle and all passengers that are in your vehicle at the time of an auto accident. This insurance provides protection regardless of who is at fault for an auto accident. It’s not available in all areas however, so be sure to contact one of our licensed representatives to determine whether it is an option for your small business auto insurance policy.

small business auto  insurance
business auto insurance

Physical Damage InsurancePhysical damages insurance provides direct protection for your vehicles themselves. Whether you have a company car, delivery van or transportation truck or other vehicle that you use for business purposes, this can help prevent losses. It is extremely useful to carry this coverage if you lease your business vehicles, or if you are still paying off the original finance loan because it provides you with the most protection from loss.

Uninsured or Underinsured Motorist - Despite auto insurance laws in the United States, some people still do not carry basic liability coverage. If one of these uninsured motorists causes an accident with your business vehicle, you may be left to pay the bills on your own. Some motorists carry coverage but it is not enough to pay for the full extent of the damages they inflict. These are referred to as underinsured motorist. When you carry an uninsured or underinsured motorist policy on your business vehicles, you can rest assured that the damages will be paid for even when the driver at fault is not covered.

Other Important Commercial Auto Insurance for SMALL BUSINESSES:


Business Auto Coverages

Commercial Auto Protection Liability Coverage Bodily Injury Coverage Property Damage Coverage Medical Payments Coverage Physical Damage Coverage Collision Coverage Comprehensive Coverage Uninsured Motorist Coverage

Autos We Insure

Taxi Non Medical Transport 18 Wheeler Trucks Tow Trucks Pick Up Trucks Shuttle Dump Trucks Garbage Trucks Business Vans Box Trucks Straight Trucks Bucket Trucks Cabover Trucks Cargo Vans Flatbed Trucks Refrigerated Trucks Crane Trucks Catering Trucks Ice Cream Trucks Agricultural Trucks Buses Car Carriers (Haulers) Cement Mixers Delivery Vans Hearse Pump Trucks Tank Truck Truck Tractor Wheelchair Bus Ambulance Limousine Wheelchair Vans Taxi Cabs Medical Transportation Semi Trucks Vans Small Business Autos Commercial Fleet Electrician's Auto Plumber's Auto General Contractor's Auto Carpenter's Auto Landscaper's Auto Pool Cleaner's Auto Recycling Center Autos Drywall Installer Autos Garage Door Installer Autos Janitor Autos Painting Contractor Autos Cabinet Maker Autos Roofer Autos Delivery Service Autos Carpet Installer Autos Driving School Autos Carpet Cleaner Autos Tree Trimmer Autos