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Roofers- A Dangerous Profession, Especially Without the Right Insurance

Three basic rules of safety for roofers are:

However, following those guidelines doesn't stop the occupation from being consistently on top 10 lists compiled for the most dangerous jobs. The profession is also number two (right behind loggers) in fatalities with 32 deaths per 100,000 workers in 2010 alone.

And these are just employee risks. Add the employer risk for liabilities, lawsuits and malfunctioning equipment or products and you have an essential to the economy but very hazardous business.

Hazards you know about need to be insured, but you also need to be insured against the situations you may not have considered. That takes good protection from a reputable company who has developed insurance programs just for roofers.

There are products designed for small roofing companies and large ones. Make sure you get a policy customized to your operation.

Small Roofers General Liability Insurance

This is insurance for roofers who perform residential and commercial new construction, re-roofs and roof repairs. Liability insurance usually covers you for following hazards:

Policy inclusions you can look for are:

Other insurance coverages to consider that are not included in your general liability are: workers compensation, business auto, professional liability and environmental liability.

USA Business Insurance- Experts at Insuring Roofers

Use the expertise of a business insurance professional for your roofing business and contact us today.

Insurance Products

General Liability (CGL) Workers Compensation Professional Liability Business Owners Policy Commercial Auto Insurance Employment Practices Liability Directors & Officers (D&O) Excess Liability Surety Bonds

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