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BUSINESS INSURANCE FOR
Restaurant Fixtures & Supply Store
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Restaurant Fixtures & Supplies Store

Owning a restaurant fixtures and supplies store means that you primarily deal with other business customers. Your orders are probably quite large, and your dealings are often quick and professional. Some restaurant supplies stores have increased their bottom lines by opening the doors to regular consumer customers as well. Whether your stores sticks to professionals only or caters to consumers too, it’s important that you make sure you’re carrying the right levels of business insurance protection.

General Liability

Insurance As Low As
$36 A Month

General liability insurance is designed to protect your restaurant fixtures and supplies store from accidents, unexpected events and everyday hazards. This insurance provides a broad level of coverage so that you generally don’t have to worry about specific itemization on your policy. It also grows with your company to protect new store locations as you add them, and new products as well.

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General Liability Insurance Includes:

Business Owners Policy

Along with general liability insurance, most small businesses add another type of coverage known as a business owners insurance policy, or BOP. This coverage actually includes general liability while providing you with additional protection for your physical business assets. It can provide protection for your business buildings and merchandise for example. Other parts of a BOP provide protection for intangible assets, such as your accounts receivable. You can select the types of asset protection you need. Options include:

Business Auto

A business auto insurance policy is imperative for a restaurant fixtures and supplies store that makes deliveries to its customers. This insurance pays for damages and injuries when you or an employee is involved in an auto accident. Additional coverage levels can protect the cargo you’re carrying when an accident happens, or protect you from other events such as theft and fire.

Workers Comp

The law in most states mandates that you carry workers comp insurance for the employees of your restaurant supplies store. This insurance pays the employee’s medical bills if they are ever injured on the job.

Umbrella Coverage

Umbrella coverage provides you with additional protection above and beyond the limits of your other business insurance policies.

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Insurance Products

General Liability (CGL) Workers Compensation Professional Liability Business Owners Policy Commercial Auto Insurance Employment Practices Liability Directors & Officers (D&O) Excess Liability Surety Bonds

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