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Pilates Studio Insurance

General Liability
Property Coverage
Workers Compensation
Professional Liability

As the owner of a Pilates studio, you are in the business of helping people stay fit and feel good. In spite of the fact that you have your customer's best interests at heart, accidents can happen. For this reason, you need to have a good small business insurance policy. Your customers are putting their bodies in your hands and they trust you to take care of them. If something goes wrong and an injury or other event occurs, you and your business are liable.

Pilate Studio General Liability Insurance

The most basic part of your commercial business insurance is general liability. At a minimum, you should have this type of coverage, which protects you from a variety of risks. With customers coming and going from your studio every day, the possibility of an accident is real. General liability will help you cover costs from a wide array of occurrences, such as injuries, property damage, or legal claims.

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General Liability Policy Includes:

Pilate Studio Business Owners Policy

A business owners policy, or BOP, is a small business insurance policy that you can purchase as a package. Because businesses are different, not one size of insurances fits all. With a BOP, you have the chance to pick and choose the business insurance coverage that makes sense for a Pilates studio. Your BOP will automatically have general liability coverage, but you can also choose to add vehicle coverage, employee dishonesty, valuable papers, building coverage, data coverage, and much more optional coverages.

Pilate Studio Workers Comp

If you employ anyone in your Pilates studio, your commercial insurance policy will need to include workers compensation. It is a requirement in most states and helps to prevent litigation costs when a worker becomes injured or ill as a result of the work environment. For instance, if one of your instructors is injured while teaching a class, this will pay for the cost of their care and recuperation.

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Insurance Products

General Liability (CGL) Workers Compensation Professional Liability Business Owners Policy Commercial Auto Insurance Employment Practices Liability Directors & Officers (D&O) Excess Liability Surety Bonds

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