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Pet Store Insurance

Owning a pet store and pet supply establishment is similar to owning a retail store. One key difference is that you work with live animals in addition to the supply products. This means you have the added responsibility of caring for your inventory as well as keeping your employees and customers happy. While rewarding, owning a pet store can have its share of pitfalls as well. Protect your company and all parties involved by making sure you have the right types of small business insurance coverage.

General Liability Insurance

General Liability
Property Coverage
Workers Comp
Commercial Auto

General liability is a commercial insurance policy that covers a broad spectrum of unexpected events. Unlike other insurance, GL covers most problems that arise even if they weren’t previously thought of and listed on your policy in advance. General liability can take care of damages if a customer gets hurt while in your pet store. Other things it can help your business with include product liability, advertising liability, natural disasters and general business losses or damages.

Business Owners Policy (BOP)

pet store insurance
pet store insurance

General liability is included with a business owners insurance policy, or BOP. A BOP lets you pick and choose specific types of coverage that apply to your pet store business’s needs.

Workers Comp Insurance

Having employees means that by law you must also carry workers comp insurance. This protects them from having to pay the medical expenses if they are ever injured while performing job-specific duties.

Commercial Auto Insurance

A commercial auto insurance policy protects you from losses that can occur when you or an employee has an auto accident.

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Insurance Products

General Liability (CGL) Workers Compensation Professional Liability Business Owners Policy Commercial Auto Insurance Employment Practices Liability Directors & Officers (D&O) Excess Liability Surety Bonds

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