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Parking Lots And Garages
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Insurance For Parking Lots And Garages

Owning a parking lot or garage is an excellent way to make an income. Your garage can be staffed with employees or completely automated so that the income is passive. Even with a fairly automated business however, there are still a variety of responsibilities and tasks you have to stay on top of. And with so many customers using your parking lots and garages each day, there is a risk of problems arising. Protect your business by making sure you have the right types of business insurance.

General Liability

General liability insurance is important for high traffic businesses like yours. This business insurance focuses on protecting your company from financial losses while also protecting your customers from harm. General liability provides broad coverage for a variety of potential risks and hazards. It also grows with your company so that new parking lots and garages are automatically covered when you add them.

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General Liability Insurance Includes:

Business Owners Policy

General liability insurance is included in a business owners policy, or BOP. A BOP provides you with direct protection for your business assets. It protects physical assets such as your parking garage structure, and intangible assets such as specialized computer security software. This insurance is customizable, which mean you only pay for the specific coverage options you need. Options include:

Business Auto

If you or your employees drive for business purposes, there is the chance that someone will be involved in an auto accident. Business auto insurance protects your company when auto accidents happen. It can pay for physical injuries and property damages, plus additional levels of coverage can protect your vehicles from losses due to theft or damages caused by natural events.

Workers Comp

Workers comp insurance is required by law in most states. This insurance protects your garage employees if they are ever injured on the job. It pays for their medical expenses, recovery costs and related bills.

Commercial Umbrella

Umbrella insurance can give your company extra protection. If your other business insurance policies reach their maximum limitations on a claim, your umbrella policy can take care of the difference.

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Insurance Products

General Liability (CGL) Workers Compensation Professional Liability Business Owners Policy Commercial Auto Insurance Employment Practices Liability Directors & Officers (D&O) Excess Liability Surety Bonds

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