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BUSINESS INSURANCE FOR
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Insurance For Offices

Owning an office building allows you to earn income from the business needs of other companies. If you rent office space instead, there are a number of legal responsibilities you must meet in order to keep your office lease valid. Protect your company assets and keep your lease in good standing by making sure you’re carrying the right types of small business insurance.

General Liability

General liability is an all-around broad level of business insurance protection. It’s designed to protect your offices from suffering financially when accidents and unexpected events happen. If you lease your company offices, your landlord will require you to carry a general liability policy just in case accidents happen that cause damage to the office. This insurance grows as your company does so that you’re protected when you upgrade your offices or open new locations.

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General Liability Insurance Includes:

Business Owners Policy

You can get your base general liability coverage automatically as part of an expanded type of business insurance known as a BOP, or business owners policy. A BOP provides you with protection against the loss of tangible and intangible business assets. Your office's tangible assets may be computers and furnishings for example, and the intangible assets could be accounts receivable or digital media files. You can tailor your BOP coverage to provide protection in only those areas your office needs it. Examples include:

Business Auto

When you drive vehicles for office’s business purposes, you put your company at risk of having financial problems due to car accidents. You can protect yourself from all of the risks associated with an accident by carrying business auto insurance. If accidents happen, this policy can pay for physical injuries, property damages and more.

Workers Comp

If your offices have employees then you are required by law to carry workers comp insurance. This is protection for the employees in case they are ever injured on the job.

Commercial Umbrella

An umbrella policy is additional business insurance. If you reach the maximum coverage levels on your other policies, this one can provide extra protection.

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Insurance Products

General Liability (CGL) Workers Compensation Professional Liability Business Owners Policy Commercial Auto Insurance Employment Practices Liability Directors & Officers (D&O) Excess Liability Surety Bonds

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