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BUSINESS INSURANCE FOR
Mattress Stores
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Insurance For Mattress Stores

Mattress stores sell to general consumers in a retail or wholesale environment. As the owner of a mattress store, you benefit by helping your customers improve their sleeping environment. Over time, you also benefit by having those same customers return for new mattresses, or additional ones as their family grows. Owning a mattress store can be profitable and rewarding at the same time, as long as you make sure you’re protecting yourself fully with your business insurance coverage.

General Liability

General liability is the base level of insurance you should carry for your mattress store. This coverage is designed to protect your company from suffering severe financial losses when accidents or unexpected hazards arise. General liability expands to include your new mattress store locations as you add them, and it automatically covers new products and services as you add those too.

General Liability
Property Coverage
Workers Compensation
Mattress Store Insurance
Mattress Stores Business Insurance
General Liability Insurance Includes:

Business Owners Policy

You can get your general liability coverage as part of a business owners policy, or BOP. The BOP is business insurance that protects you from company asset losses. This insurance can be tailored to meet the specific needs of your mattress store so that you’re not paying for protection that is of no use to you. Examples of the types of tangible and intangible protection a BOP offers include:

Business Auto

Business auto insurance pays for costs that arise due to auto accidents. This coverage can protect your mattress store delivery vans and trucks, along with other types of vehicles your company might use. If there is an auto accident, this coverage can pay for the medical bills that arise due to physical injuries. It also pays for property damages, can protect you from uninsured motorist, and can protect you from losses due to other hazards such as fire and theft.

Workers Comp

Workers comp coverage is mandated by law in most states. This business insurance protects your employees directly. If there is a work-related accident that causes injuries, workers comp coverage will pay for your employee’s medical bills and related recovery expenses.

Commercial Umbrella

A commercial umbrella policy provides you with additional coverage on top of the maximum limitations your other business insurance policies provide.

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Insurance Products

General Liability (CGL) Workers Compensation Professional Liability Business Owners Policy Commercial Auto Insurance Employment Practices Liability Directors & Officers (D&O) Excess Liability Surety Bonds

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