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Martial Art Studio Business Insurance

A martial arts studio is a busy place of business. Customers, both children and adults take classes and receive martial arts instruction. In the course of a day, as the owner of this business, you see many people come and go through your doors. As careful as you may be, injuries and accidents can occur. If a customer is injured, loses personal property, or has property that is damaged while on your premises, your business is liable. To protect against these occurrences, you need to have thorough business insurance coverage.

General Liability Insurance For Martial Art Studios

Insurance As Low As
$86 A Month
General Liability
Property Coverage
Workers Compensation

Your commercial insurance coverage begins with general liability. This is a basic type of coverage that any business should have. It is designed to cover your costs in a variety of situations. If a client is hurt during a class, if a misplaced mat causes someone to slip and fall, or if a customer has her purse stolen while in your studio, general liability coverage kicks in to help cover medical and replacement costs.

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martial art business insurance
General Liability Insurance Includes:

Business Owners Policy

For a package of commercial insurance policies that are tailored to your martial arts studio, try a business owners policy, or BOP. This package deal comes with general liability. To that, you can add whatever coverage is appropriate for your business. For instance, you may add business interruption, protection for the contents of your building, additional buildings coverage, employee dishonesty, electronic data protection, and many other types of coverage.

Workers Comp Insurance For Martial Art Studios

Workers compensation is a must-have part of your small business insurance, even if you hire just one employee. Required by law in most states, workers compensation helps you to pay for medical care, rehabilitation, and missed wages for any employee who is injured on the job or becomes ill as a result of working for you.

Professional Liability Insurance For Martial Art Studios

Professional liability is a type of business insurance that covers professionals when the make errors of judgment. Professionals are trusted by their customers to know what they are doing, so when they make a mistake or are negligent, professional liability covers costs of damages and litigation.

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Insurance Products

General Liability (CGL) Workers Compensation Professional Liability Business Owners Policy Commercial Auto Insurance Employment Practices Liability Directors & Officers (D&O) Excess Liability Surety Bonds

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