Need Help?
888 900 0205
Business Insurance For
Locksmiths
Quote
And Save Now!
Obtain The Proper Insurance For Your Business
get quote

Locksmith Insurance

The locksmith industry's growth has slowed down over the last few years. This, combined with the fact that there are more than 15,000 locksmith businesses in the US, means you need to work harder than ever to be competitive. One way to do this is to obtain the proper insurance for your business. This will protect your company and also appeal to customers, so take a look at the types of coverage your business insurance needs.

General Liability FOr Locksmiths

Insurance As Low As
$36 A Month

General liability is one of the most important kinds of business insurance coverage. It can protect your business in case a customer is injured while you perform locksmith services on a home or vehicle. This coverage can also pay for any damages you cause while fixing locks, whether you knock over an expensive item in a customer's home or scratch the paint on the car as you unlock the door.

Since most of your work takes place in different locations rather than in an office, it's good to know that general liability covers you anywhere you go. In addition, this part of your locksmith insurance policy can also cover you if another business accuses you of copyright infringement, slander, or libel.

Business Owners (BOP)

locksmith's insurance quote
quote locksmith insurance

A business owner's policy is a combination of a few types of coverage that can protect you in case of catastrophe. It usually includes coverage for accounts receivable, business personal property, and sewer and drain backup. In addition, this coverage is what you will rely on to pay for building repairs and property replacement in case of theft or natural disaster. If you could not afford to make repairs to your building and buy all new tools for your business after a disaster, you need a BOP as part of your locksmith insurance.

Commercial Auto Coverage For Locksmiths

As a locksmith, most of your day is likely spent driving to wherever your customers are, whether it's their home or a parking lot. Whether you drive a personal vehicle or a company car for business purposes, you need a commercial auto policy if you want to be covered for any damage you cause in a car accident. Your employees need the same type of coverage on any cars they drive for your business. Without a commercial auto policy, you will be responsible for paying for the repairs needed for your car or the car you hit in an accident.

workers comp Insurance For Locksmiths

If your locksmith company has any employees, you need to protect them with workers comp. This portion of your locksmith insurance policy is responsible for paying the medical bills of any employees who are injured while at work. Whether they get injured while working with the tools of the trade or just happen to slip on spilled water in the office, your employees deserve to know their medical treatment will be paid for. In many instances, they can also get compensated for any wages they miss out on while they recover. So if you want your employees to feel safe while on the job, including workers comp with your locksmith insurance policy is important.

Locksmiths Insurance Quote

Insurance Products

General Liability (CGL) Workers Compensation Professional Liability Business Owners Policy Commercial Auto Insurance Employment Practices Liability Directors & Officers (D&O) Excess Liability Surety Bonds

Industry Advantage