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Business Insurance For
Leather Goods Manufacturer
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Leather Goods Manufacturer Insurance

The leather goods manufacturing industry's growth has stagnated in recent years. This indicates that you may need to work harder to succeed in this field. One way of doing this is to obtain the right leather goods manufacturer insurance policy. First, you need to find out what kind of coverage you will need when you get business insurance of this type.

General Liability

Insurance As Low As
$35 A Month
General Liability
Property Coverage
Auto Insurance
Workers Compensation

Even if customers rarely come to your place of business, you still need to plan for when a visitor gets hurt. This is because you will be responsible for paying for any necessary medical treatment, such as a doctor's visit or hospital stay, if a visitor breaks a bone or becomes seriously ill after entering your property. The same applies if a visitor's car or other personal property is damaged after going to your workplace.

General liability can also pay for your legal defense costs if another business decides to sue you, accusing you of slander, libel, or copyright infringement. Basically, general liability is a necessity for your leather goods manufacturer insurance policy because it can protect you in various ways.

Business Owners (BOP)

Leather Goods Manufacturer insurance
Leather Goods Manufacturer insurance quote

Most business owners can benefit from a BOP, since this pays for a variety of types of coverage. Some common examples include valuable papers and records, fine arts, electronic data processing, and forgery and alteration. In addition, adding a BOP to your leather goods manufacturer insurance policy will make sure you get the funds you need to make repairs in case your place of business is ever damaged by a fire, vandalism, or other issues. This type of coverage can also pay to replace any furnishings or decor inside your workplace if they are ever destroyed.

Commercial Auto

Commercial auto coverage is another important component of business insurance, since it will cover any accidents you cause while driving for business purposes. If you cause an accident while driving for work, your personal auto policy will not apply, so your claim may be denied unless you add commercial auto to your leather goods manufacturer insurance policy. You should also get it for any employees who drive for your company.

Workers Comp

Whether you have several employees or just a few working at your leathergoods manufacturing business, you need workers comp. This way, if they are injured in any way while at work, or come down with an illness due to the job, their medical bills will be paid. They may also be entitled to get the wages they lose as they recover. Without workers comp, you may be held personally responsible for their medical treatment. Plus, you may be breaking the law by not including it on your business insurance policy since most states require it.

Excess Liability

You already know that general liability coverage is crucial, but sometimes the minimum amount is not enough to pay for legal settlements. This is why you should consider adding excess liability to your leather goods manufacturer insurance policy. It is an extension of your liability coverage and could save you from spending money out of pocket in case you face high legal expenses.

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Insurance Products

General Liability (CGL) Workers Compensation Professional Liability Business Owners Policy Commercial Auto Insurance Employment Practices Liability Directors & Officers (D&O) Excess Liability Surety Bonds

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