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Janitorial Supplies Store
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Insurance For Janitorial Supplies Stores

Janitorial supplies stores generally sell products to other companies, such as a maid service or office cleaning company. Some stores sell their janitorial supplies directly to companies who have an in-house cleaning staff while others may sell some product directly to consumers. As the owner of a janitorial supplies store you have many details to keep track of. One very important area that should never be neglected is your business insurance coverage.

General Liability

General liability insurance protects your janitorial supplies store and your customers simultaneously. It is a broad level of protection that grows with your company. When you add new store locations they are automatically covered by your existing business insurance policy. General liability focuses on protecting you from unexpected events, accidents and everyday risks or hazards.

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janitorial supply shop insurance
General Liability Insurance Includes:

Business Owners Policy

A business owners policy, or BOP, protects the physical and intangible assets of your janitorial supplies store. This business insurance includes all of the general liability coverage previously discussed, and can have additional coverages added based on your needs. Examples include:

Business Auto

Whether you drive for business occasionally or you make daily janitorial supply deliveries, business auto insurance protects you from the financial losses caused by auto accidents. Depending on the options you choose, this insurance can protect you from cargo damages and losses, theft, fire, and natural hazards such as hail storms. It also pays for injuries to people and damages to property.

Workers Comp

Workers comp insurance provides protection for your employees. If they are injured in a work related incident, this coverage will pay the necessary medical and recovery bills so that they don’t have to.

Umbrella Coverage

Umbrella coverage is an additional level of protection. If you reach the limits of coverage on your regular business insurance policies, an umbrella policy can provide for the additional needs.

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Insurance Products

General Liability (CGL) Workers Compensation Professional Liability Business Owners Policy Commercial Auto Insurance Employment Practices Liability Directors & Officers (D&O) Excess Liability Surety Bonds

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