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A Lawsuit Against an HVAC Contractor

The good news is that the Bureau of Labor Statistics (BLS) projects the job growth in the HVAC (Heating, Ventilation and Air Conditioning) field at 34% through 2020 which means there will be a lot of work.

The bad news is that you can still be sued. Consider this recent Louisiana case:

While the amount being sued for was unspecified, the damages she is suing for include these ten items:

Will Your Insurance Protect You Against All That?

It better. Because if it doesn't, you could lose your business and even your personal assets if you come out on the losing end of a lawsuit like this one. The key area to examine is your business liability insurance. Does it protect you against all of the hazards mentioned above? Will counsel be provided to you through the duration of the lawsuit? Most importantly, does your policy contain adequate limits in case the suit is judged in favor of the plaintiff?

Business property insurance is important too. It protects you against property damages to structures listed on your policy including additions and improvements made to the property. Make sure this protection includes contents coverage. This will protect you against losses to items inside the buildings like computer equipment, files, furnishings, etc.

USA Business Insurance

Let us help you with these and inform you about all of the valuable protection you may want such as loss of business income, payment for additional expenses in the event of a loss and protection for damage to additional property you might have.

USA Business Insurance will customize the HVAC policy to your business and make it affordable as possible. Contact us today.

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