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Golf Courses & Country Clubs
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Insurance For Golf Courses & Country Clubs

General Liability
Commercial Auto
Workers Compensation

Golf courses and country clubs are excellent businesses to own, because your primary clientele isn’t likely to be affected heavily by downturns in the economy. Companies and individuals alike enjoy spending relaxation time on the putting greens and having meetings inside the club house. As the owner of the course and club, it’s your responsibility to keep your customers happy while also keeping everything safe. Protect your company with the appropriate types and levels of business insurance coverage.

General Liability

General liability is a very important type of broad level insurance for small businesses. It’s base function is to help protect your company from day to day risks or hazards. It also protects your company financially if a customer sustains physical injuries in relation to your company and products, or if they file legal allegations of harm or wrongdoing. General liability insurance is so useful as a base level of coverage because it protects you from events that can arise even when you’d never thought of them in advance. It provides protection for day to day risks that are not specifically excluded according to your contract. This coverage also expands so that it grows with your business. If you add a new golf course location or country club service, your business insurance will automatically cover those expansions from the start. The primary ways a general liability policy helps protect your company includes:

golf course insurance
golf course business insurance
General Liability Insurance Includes:

Business Owners Policy

Another type of very useful insurance for small businesses is a business owners policy, or BOP. This coverage provides you with general liability coverage automatically, while also helping to protect your business assets directly. A BOP protects your tangible business assets, such as the country club furnishings, and your intangible assets such as digital membership lists. Business owners policies are highly customizable, and this helps because you can pick and choose only the specific types of coverage your company needs. Examples include:

Business Auto Insurance

When you and your country club or golf course employees must drive for business reasons, your company needs protection in the form of a business auto insurance policy. Increased business driving increases the chances of someone being involved in an auto accident. Paying for physical injuries and property damages that are caused in an accident can be extremely expensive. A business auto insurance policy can pay for the majority of those expenses instead. With the right configuration, this insurance also helps protect your company from losses caused by uninsured motorists, hit and run accidents, theft, fire and other common risks.

Workers Comp

Workers comp insurance is required by law in most states, so that your employees are protected from harm. If an employee sustains injuries on the job, workers comp will pay for their medical care expenses and for their recovery.

Commercial Umbrella

A commercial umbrella policy provides extra coverage for your golf course or country club. If you reach the maximum payout limits of your other business insurance policies, an umbrella policy can provide additional protection.

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Insurance Products

General Liability (CGL) Workers Compensation Professional Liability Business Owners Policy Commercial Auto Insurance Employment Practices Liability Directors & Officers (D&O) Excess Liability Surety Bonds

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