Drywall Contractor Insurance
Drywall contractors keep busy with customers almost year round. Some contractors provide drywall work exclusively for residential homes and customers while others focus their services on commercial buildings, offices or retail outlets. Scheduling customers, employees and suppliers can be hectic on top of performing your everyday business activities. Protect your drywall contracting company from accidents and unexpected events with business insurance coverage, so that you can have less to worry about and juggle with your business.
General Liability Insurance For Drywall Installers
$36 A Month
General liability is business insurance that grows with you. It protects you from having to pay costs out of pocket when things go wrong. General liability can protect you from risks that arise from everyday events, and potential hazards that you don’t expect.
General Liability Insurance Includes:
- Premises Liability - Premises liability protects your drywall contracting company from legal actions taken by customers who are injured by your company. If a customer hurts themselves while they’re at your office or shop location for example, your premises liability coverage will pay for their medical bills. This coverage also pays for repairs if a customer’s property is damaged while at your business location as well.
- Products Liability - When you sell products to your customers, they can sue your company is the product causes them or their property harm. Products liability coverage is part of your general liability business insurance that helps protect you from the cost of legal defense. It can also pay for your customer’s injuries or damages, and pay settlements as necessary.
- Completed Operations - After you finish a drywall contractor job for your client, problems may arise later. If, for example, your customer discovers they are allergic to materials you used to complete their contract, they may sue your company for their medical expenses or suffering. Your completed operations coverage can pay suffering and medical expenses for the customer, and it can help pay for your litigation expenses.
Business Owners Policy
Commercial general liability is included in another type of business insurance known as a business owners policy. A BOP can be tailored to meet the specific needs of your drywall contractor business, so that you are not wasting money on coverage you don't need. Examples of the types of tangible and intangible business insurance this can provide you includes:
- Buildings and Contents
- Business Income and Extra Expense
- Electronic Data
- Newly Acquired or Constructed Buildings
- Employee Dishonesty Coverage
Business Auto Insurance For Drywall Contractor
Drywall contractors drive daily as part of their business duties. If you or an employee of your company is involved in an auto accident, business auto insurance can protect you from suffering financial hardships caused by the accident. This coverage pays for bodily injuries, property damages, and in some cases theft, vandalism and much more.
Workers comp insurance pays for doctors, hospitals, prescription drugs and other related medical or recovery expenses if one of your employees is injured on the job.
Commercial Umbrella Policy For Drywall Contractor
Commercial umbrella coverage is business insurance for worst case scenarios. If your standard business insurance policies reach their maximum payout limits, an umbrella policy can provide you with additional coverage.