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Driving Schools
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Driving Schools

Driving schools are a business that is fairly immune to economic problems. There are a steady number of children coming of age, and a percentage of adults who need to learn how to drive in this country as well. As the owner of a driving school, your focus is on keeping new customers coming in while keeping your existing students happy. Part of owning a driving school business also entails making sure your customers, employees and assets are protected as fully as possible. That’s why it’s important to make sure you have the appropriate levels of business insurance coverage.

General Liability

General liability is commercial insurance that protects you in a broad variety of ways. It can protect you from risks that you planned for as well as unexpected events and hazards that weren’t previously considered. General liability grows with your driving school so that new locations and services are covered automatically as you add them. Key areas of commercial general liability insurance include:

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General Liability Insurance Includes:

Business Owners Policy

General liability insurance is included with another type of business insurance known as a business owners policy, or BOP. A BOP focuses on providing you with commercial coverage for your tangible and intangible business assets. This insurance can be customized to fit the needs of your driving school, and may include coverage such as the following.

Business Auto

Business auto insurance protects your company from financial hardships caused by auto accidents. If you or one of your employees is involved in an auto accident while driving for business-specific purposes, your auto coverage can pay for bodily injuries, property damages and more.

Workers Comp

Workers comp coverage is required by law in most states. This insurance pays to help your employees if they are ever injured on the job. If an employee is hurt in a job-related accident, workers comp will pay for their hospital, doctors, physical therapy and related medical expenses.

Commercial Umbrella

Commercial umbrella insurance provides you with extra protection above and beyond your other business insurance policy limits.

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Insurance Products

General Liability (CGL) Workers Compensation Professional Liability Business Owners Policy Commercial Auto Insurance Employment Practices Liability Directors & Officers (D&O) Excess Liability Surety Bonds

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