Need Help?
888 900 0205
Small Business Insurance For
Doughnut Shops
Fast
AND Easy Quoting!
Liability insurance as low as $25 a month
get quote

Donut Shop Insurance

Owning a donut shop is a great investment. Whether you enjoy baking the donuts yourself or you simply own it as an income generation tool, it is likely to be a solid investment for many years to come. Families enjoy visiting donut shops on special event days and individuals, couples or groups may visit your shop as a gathering place to enjoy company with their tasty treats. Keeping everything running like clockwork takes work and can be quite stressful at times. If an accident or unexpected event arises it can add to your stress and potentially put you out of business if the cost to recover is too much. Protect yourself from these types of risk by carrying business insurance for donut shops.

Commercial General Liability

General liability is your donut shop’s first line of defense against accidents and day to day hazards. This is a commercial insurance policy that provides you with a broad level of protection against a number of different types of potential problems. Unlike other types of insurance, general liability will automatically protect your company as it grows and expands. It provides protection against most things as long as they are not specifically excluded on your coverage policy. This means that if you decide to open a new donut shop, it will have all of the benefits of your general liability policy protecting it from the start. Here are a few ways it does that:

General Liability
Property Coverage
Workers Compensation
donut shop insurance
doughnut shop insurance quote
General Liability Insurance Includes:

Business Owner's Policy

To protect the physical and intangible assets of your donut shop, you’ll need a business owners policy, or BOP. When you acquire a BOP you will automatically have general liability insurance as noted above, because it is included by default. The BOP adds an extra dimension of coverage because it is designed to protect physical business property such as your donut fryers, and intangible property such as credit card processing software. You can select only the types and levels of protection you need. Some options include:

Business Auto Insurance Policy

Recovering from an auto accident can be quite costly. If people are injured and you or one of your employees was at fault, your company will have to pay for the injured person’s medical care and treatment. If your company delivery van is vandalized or stolen, you may be unable to handle the immediate large financial impact of repairing or replacing it. Business auto insurance can be configured to provide you with these types of coverage and more.

Workers Compensation Insurance

In most states of the nation your company is required to carry workers comp insurance for its employees. This coverage protects the employee and your company simultaneously, regardless of who was at fault. If an accident occurs on the job and it causes one of your employees to sustain injuries, workers comp pays the related expenses that arise. It can pay for time off work, temporary disability, rehabilitation, emergency care and more for your employee.

Commercial Umbrella Insurance

If an accident or unexpected event is large or severe enough, it can exhaust the limits of your business insurance policies. When the insurance reaches its maximum benefit or payout limits, you may find yourself having to pay for the rest out of pocket. An umbrella policy can take that risk by extending coverage.

Insurance Quote For Donut Shops

Insurance Products

General Liability (CGL) Workers Compensation Professional Liability Business Owners Policy Commercial Auto Insurance Employment Practices Liability Directors & Officers (D&O) Excess Liability Surety Bonds

Industry Advantage