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Demolition Contractor Liability Insurance

The demolition and wrecking industry is worth $6 billion and is still growing, with an expected annual growth of about 3 percent over the next 15 years (Source: IBISWorld). If you want your company to grow by this much or more, it's helpful to have the right insurance first.

This is why you need demolition contractor liability insurance. When you work with equipment that is designed to knock down building materials, you naturally end up with an environment in which someone could get hurt. And when that happens, you need to be prepared with demolition contractor liability insurance.

Liability Insurance Will Cover These Expenses

Insurance As Low As
$65 A Month
General Liability
Property Coverage
Auto Insurance
Workers Compensation

When general liability (GL) is part of your demolition contractor liability insurance, it's good to know that it will usually extend to these common costs:

Demolition Contractor Liability Insurance
Demolition Contractor Liability Insurance quote

Who is Covered?

When you obtain demolition contractor liability insurance, it should apply to anyone who works for your company. This means that whether your staff is made up of only demolition contractors, or it also features people in other positions, your policy will cover them all in the event of an accident on your property.

Common General Liability Coverages

Bodily Injury: When someone gets injured where you're conducting business, you might be responsible for paying the medical bills. Whether someone is hurt by a machine you use to demolish structures or simply trips over a tool box, the bodily injury portion of your demolition contractor liability insurance policy will pay for the hospital bills.

Property Damage: Another expense you might have to cover is the cost to repair or replace an item that belongs to anyone who visited your property, assuming it was broken on the premises. Property damage coverage can pay for this cost.

Products and Completed Ops: If any of your services or products cause harm to customers, you will be relieved to be covered by this portion of your demolition contractor liability insurance policy. It will pay for the medical treatment of anyone who ends up sick or injured as a result of using your products or services.

Medical Payments: Even if a person does not sue you over injuries, you might still have to pay for their medical treatment, and that's why you have medical payments coverage. This ensures that this expense will not come out of your own pocket.

Personal and Advertising Injury: When you run a business, you risk being accused of copyright infringement, slander, or libel by other business owners. If this ever happens, this part of your demolition contractor liability insurance policy can pay your legal costs.

Damage to Premises Rented to You: If you need to rent a building of any kind and it gets damaged, your repairs should be covered by this portion of your demolition contractor liability insurance policy.

If you are interested in acquiring demolition contractor liability insurance today, please call USA Business Insurance for a quote.

Insurance Products

General Liability (CGL) Workers Compensation Professional Liability Business Owners Policy Commercial Auto Insurance Employment Practices Liability Directors & Officers (D&O) Excess Liability Surety Bonds

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