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BUSINESS INSURANCE FOR
Convenience Stores
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Convenience Stores

Owning a convenience store is an excellent way to guarantee yourself an income for many years to come. Convenience stores are daily stops for most people because they are so convenient. This constant stream of traffic supplies you with an excellent source of ongoing income, but it can also put your store at risk of financial ruin. By protecting your convenience store with the appropriate types of business insurance coverage, you can rest assured that you’re ready for whatever risks or hazards may come along.

General Liability

General liability insurance is a broad level of coverage that ensures you haven’t overlooked any potential hazards or risks for your convenience store. This business insurance grows as your business grows, so it expands to protect new stores as you add them. General liability can protect you from everyday hazards with customers and surprise problems that aren’t always considered in advance, such as advertising liability.

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General Liability Insurance Includes:

Business Owners Policy

Business owners insurance is also known as a business owners policy, or BOP. This insurance coverage includes general liability insurance and adds a variety of other levels of protection for your physical and intangible business assets. A BOP can be tailored to meet the specific needs of your business. Coverage selections can include:

Business Auto

Carrying business auto insurance for your convenience store is important, regardless of whether you drive for business purposes daily or occasionally. Business auto insurance can protect you from losses caused by auto accidents that you or one of your employees is involved in. It can pay for car repairs caused in an accident, pay for lost goods that you had in transport, and pay the associated medical bills and expenses of injured parties.

Workers Comp

Workers comp insurance pays for an employee’s medical bills if they are injured on the job. This coverage is required by law so that the employee is not left with large bills if they are hurt in an on the job accident.

Commercial Umbrella

Commercial umbrella coverage provides you with additional business insurance protection above and beyond the maximum coverage amounts you carry on your other business policies.

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Insurance Products

General Liability (CGL) Workers Compensation Professional Liability Business Owners Policy Commercial Auto Insurance Employment Practices Liability Directors & Officers (D&O) Excess Liability Surety Bonds

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