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BUSINESS INSURANCE FOR
Self Storage Facilities
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INsurance For Self Storage Facilities

Self storage facilities are ideal businesses to own because your customers take care of most of the things they need on their own. As long as you, or an employee, is available to provide basic entry services and new contracts, the business practically runs itself. Self storage facilities do have a lot of customer traffic going in and out each day however, so it’s very important for you to carry the right types and amounts of small business insurance.

General Liability

Commercial general liability is business insurance that grows with your self storage company. This coverage provides you with protection against potential hazards, events and risks that you may not have thought of before-hand. This is the base level of broad coverage insurance you should carry for your business to ensure the protection of your customers and their property at all times.

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General Liability Insurance Includes:

Business Owners Policy

All of the general liability business insurance coverages are included in another business insurance package known as a business owners policy, or BOP. A BOP focuses on providing your self storage facility with protection against the loss or damage of tangible and intangible assets. You can customize a BOP to fit just your specific insurance needs. Examples of coverage options include:

Business Auto

If you or your employees drive for business purposes, a business auto insurance policy will protect you in the event there is an auto accident. Business auto insurance pays the medical bills when people are injured in the accident, and it pays for repairs to vehicles. Some levels of coverage protect you from theft, vandalism and other potential hazards as well.

Workers Comp

Workers comp insurance is required by law when you have employees at your self storage facility. This insurance pays the medical bills and recovery expenses of an employee if they are ever injured on the job.

Commercial Umbrella

An umbrella policy provides you with additional coverage above and beyond the limits of your existing business insurance policies.

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Insurance Products

General Liability (CGL) Workers Compensation Professional Liability Business Owners Policy Commercial Auto Insurance Employment Practices Liability Directors & Officers (D&O) Excess Liability Surety Bonds

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