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Playground Business Insurance

Playgrounds are fun places for kids. They love to run around and play and parents love to see their kids have fun and burn off that extra energy. While playgrounds have become safer over the years, there are still many hazards and the possibility exists that a child can be injured. For this reason, having commercial business insurance is a must for any owner of a playground. Whether the playground is in a subdivision, an indoor park, or a public park, insurance is important for covering the costs of injuries and accidents.

General Liability Insurance For Playgrounds

Insurance As Low As
$52 A Month
General Liability
Property Coverage
Workers Compensation

All small business insurance policies begin with general liability coverage. This type of coverage pays for costs incurred by a wide variety of incidents. There are many, many ways in which a child or parent could become injured while enjoying a playground and most instances are covered under general liability. It will also help to cover costs that result from any law suits. The three main types of protection that come with general liability are:

Playground Insurance
Kids playrgound business insurance

Business Owners Insurance Policy

A business owner can package all their needed coverage into one commercial insurance policy by purchasing a business owners policy, or BOP. A BOP includes general liability coverage, to which other types of coverage can be added. These could include employee dishonesty, additional building coverage, vehicle coverage, coverage for contents of a building, electronic data coverage, and many others.

Workers Comp Insurance For Playgrounds

Workers compensation is a required part of business insurance if even one person is employed. This protects the business in the case that an employee is injured, for instance while building a playground structure, or becomes ill from working. Workers compensation covers costs of emergency care, continued care, and missed income if the employee cannot return to work immediately.

Commercial Umbrella

Sometimes events occur that are catastrophic in nature. The costs incurred by such an event may outstretch a business's general liability limits. In this case, a business owner may hope to have commercial umbrella. This can be added to a small business insurance policy to cover costs that extend beyond the general policy's limits.

Insurance Quote For Playgrounds

Insurance Products

General Liability (CGL) Workers Compensation Professional Liability Business Owners Policy Commercial Auto Insurance Employment Practices Liability Directors & Officers (D&O) Excess Liability Surety Bonds

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