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Cement Mixer Insurance
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Cement Mixer Truck Insurance

Whether you are an independent contractor or a small construction company, owning a cement mixer truck is critical to the success of your business. Remodeling companies and landscapers use these trucks in their business too. Owning a cement mixer truck is one way to get the jump on your competition because it allows your company to offer services that others might not be able to. It’s a great investment that can return profits for years to come.

You invested heavily to purchase or lease your cement mixer and you may not even have it fully paid off yet. Don’t put your company at risk of losing this useful asset by skimping on the amount and type of auto insurance you cover it with. At a minimum, you need to protect your cement mixer with the following types of commercial auto insurance.

Insurance As Low As
$150 A Month
General Liability
Property Coverage
Auto Insurance
Workers Compensation
Tools Coverage
cement mixer insurance
Liability InsuranceLiability insurance protects you when your cement mixer causes an auto accident. If the driver of your truck is at fault for the accident, then your company is legally obligated to pay for any damages and injuries that were caused by the accident. Liability insurance is required coverage in most states, and you may not be able to get the appropriate business permits and licenses until you can provide that you have proof of coverage on your truck. Liability insurance pays the bills of the victims in an accident that your truck is at fault for. It pays for personal injuries to individuals and it pays for damages sustained to property.

Medical PaymentsThis insurance is designed to pay the medical bills and expenses that arise for your cement truck driver after an accident. It covers the driver and any passengers that were in the truck at the time of the accident. Medical payments coverage pays the medical bills regardless of who is at fault in an auto accident, but it is not available in all areas. Contact one of our licensed representatives to determine if it is available for your company’s commercial insurance policy.

Cement Mixer Insurance

Physical Damage InsurancePhysical damages insurance protects you from expensive losses to your cement truck. If your truck is damaged in a hail storm or runs into a fire hydrant for example, this insurance protection can pay for the damages. The type of damage protection coverage you select determines the type of perils you’re protected from.

Uninsured or Underinsured Motorist - When another motorist is responsible for an accident with your cement mixer, their insurance is supposed to pay for your damages and injuries. Unfortunately, not all motorist carry insurance on their vehicle and some simply don’t carry enough. Uninsured and underinsured motorist coverage protects you from losses caused by drivers who aren’t insured, or who don’t carry enough insurance. This coverage will pay for the cost of repairs to your cement mixer and pay the resulting medical bills for your driver if the at fault motorist’s coverage is unable to.

Other Important Commercial Auto Insurance for CEMENT MIXER includes:

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Business Auto Coverages

Commercial Auto Protection Liability Coverage Bodily Injury Coverage Property Damage Coverage Medical Payments Coverage Physical Damage Coverage Collision Coverage Comprehensive Coverage Uninsured Motorist Coverage

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