Need Help?
888 900 0205
Business Auto Insurance For
Carpet Installers & Flooring Contractors
Protect Your Investments WIth The Right Coverage
get quote

Business Auto Insurance For Carpet Installers

Carpet installers spend a lot of their work time driving around in vehicles. Whether they’re driving a personal passenger car to travel from one job site to another, or they’re transporting carpeting and tools in a company supplied van, this increase in road travel puts them at an increased risk of having an auto accident. That’s why carpet installer’s auto insurance is likely to be one of the most important types of coverage your company should carry.
Business auto insurance for carpet installers protects you and your company from having to suffer big financial losses when auto accidents occur. Auto accidents can damage or destroy the vehicles you or your employees are driving, forcing you to spend money you may not have for repairs or replacements. Accidents can also damage or destroy expensive tools, carpeting and other important business supplies that were being transported. Your commercial auto insurance for carpet installers can protect you from losing your vehicle and professional equipment. It also protects from damages caused by a roll over, fire, theft and other potential hazards. Bodily injury coverage takes care of the medical bills and expenses that might arise for, you and your employees as well.

Commercial Auto Liability Insurance For Carpet Installers

Insurance As Low As
$89 A Month
General Liability
Property Coverage
Auto Insurance
Workers Compensation
Tools Coverage

Commercial auto liability insurance for carpet installers is the basic level of coverage that you need to carry by law. This insurance protects your company and any other drivers who might be involved in an auto accident. If you or your employee is responsible for causing an auto accident, your liability insurance will pay for the victim’s property damages and bodily injuries as necessary and defined by your policy. Liability auto insurance will provide protection when you or one of your employees is driving for work duties. When an employee is driving to or from a customer’s house for example, or delivering carpet pads or installation equipment, your carpet installer’s commercial auto insurance coverage provides protection.

Combined Single Limits

Flooring Contractor Auto Insurance
Car Insurance Quote

Combined single limit, or CSL, insurance policies provide you with protection on a per accident basis. This coverage does not limit benefits based on the type of damages or injuries sustained in the accident. Instead, it provides you with a set maximum level coverage as specified in your policy. If, For example, you cause an accident that injures multiple people, the total benefits available from your CSL policy can be used for bodily injury payments since that is where they’re needed.

Split Limit Policy

A split limit auto insurance policy will only allow a portion of your benefits to be paid for specific types of damages. Each state has minimum coverage amounts that you can legally carry, and your business policy defines its own maximum payouts for both property damages and bodily injuries separately.
For example, if you choose a split limit policy of $100,000/$300,000/$50,000 for your commercial carpet installers auto insurance:

Physical damages coverage

Physical damages coverage gives your business extra levels of protection against the loss of your company owned vehicles. For example, if one of your carpet installers is driving the company-owned carpeting van and has a severe auto accident, the van may be declared as totaled. The physical damages protection that you carry on your business auto insurance policy it will pay for the expense of replacing the van.

Physical damage insurance coverage may include:
Other Optional Coverages

Business Auto Insurance For Carpet Installers

Business Auto Coverages

Commercial Auto Protection Liability Coverage Bodily Injury Coverage Property Damage Coverage Medical Payments Coverage Physical Damage Coverage Collision Coverage Comprehensive Coverage Uninsured Motorist Coverage

Autos We Insure

Taxi Non Medical Transport 18 Wheeler Trucks Tow Trucks Pick Up Trucks Shuttle Dump Trucks Garbage Trucks Business Vans Box Trucks Straight Trucks Bucket Trucks Cabover Trucks Cargo Vans Flatbed Trucks Refrigerated Trucks Crane Trucks Catering Trucks Ice Cream Trucks Agricultural Trucks Buses Car Carriers (Haulers) Cement Mixers Delivery Vans Hearse Pump Trucks Tank Truck Truck Tractor Wheelchair Bus Ambulance Limousine Wheelchair Vans Taxi Cabs Medical Transportation Semi Trucks Vans Small Business Autos Commercial Fleet Electrician's Auto Plumber's Auto General Contractor's Auto Carpenter's Auto Landscaper's Auto Pool Cleaner's Auto Recycling Center Autos Drywall Installer Autos Garage Door Installer Autos Janitor Autos Painting Contractor Autos Cabinet Maker Autos Roofer Autos Delivery Service Autos Carpet Installer Autos Driving School Autos Carpet Cleaner Autos Tree Trimmer Autos