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A cabover truck is commonly used by private carriers and independent truckers for hire as a way to transport large trailers and cargo containers between multiple points. Sometimes referred to as a sleeper truck, it is also called a day cab truck, conventional cabover, conventional with sleeper and a flat top truck. In other countries these trucks are also referred to as lorry trucks or as a cab over engine, or COE.

Despite what your company calls it, your cabover truck is essential to your business. Independent truck drivers and small trucking companies need a cabover in order to be capable of pulling loads of cargo for pay. However, these trucks are quite expensive and paying for repairs or paying to replace them may be beyond your small company's budget. Instead, fully protect the truck by making sure you have the right kinds of commercial auto insurance coverage. Here are the types of insurance that are most important:

Liability InsuranceLiability insurance is required by law so that other people are protected when you are at fault for an auto accident. If you or one of your drivers causes property damage with your truck or injures people in an accident, your liability insurance coverage will take care of all the bills and expenses. This coverage pays for injuries to people and damage to property. It can also pay for your legal defense if the need arises.

Medical PaymentsMedical payments coverage pays the cost of medical, emergency and related care expenses for your driver and his passengers. For example, if you are an independent trucker and must seek hospital or medical care after an accident, medical payments coverage can take care of the expenses incurred. Contact one of our licensed specialists to discuss your medical coverage options for your commercial auto insurance.

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Truck Insurance

Physical Damage InsurancePhysical damage insurance protects your cabover truck. It can save you from having to pay for repairs out of your own pocket and it can pay for the replacement of the truck if it is completely damaged in an auto accident. This commercial insurance is extremely important for any company or independent operator who leases or finances their truck.

Uninsured or Underinsured Motorist - Despite insurance laws in the United States, some people do not carry auto insurance. Those that do carry the basic liability amounts required by law may not have enough coverage to pay for the cost of damages to your cabover truck when they are at fault in an accident. Uninsured or underinsured motorist coverage helps pay for damages and medical expenses when the other driver either isn’t insured, or doesn’t have enough insurance coverage.

Other Important Commercial Auto Insurance for Cabover TRUCK:

CABOVER TRUCK Insurance Quote

Business Auto Coverages

Commercial Auto Protection Liability Coverage Bodily Injury Coverage Property Damage Coverage Medical Payments Coverage Physical Damage Coverage Collision Coverage Comprehensive Coverage Uninsured Motorist Coverage

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