Need Help?
888 900 0205
Protection For A Fleet or Just one Van
get quote


Business vans are used by a number of different types of businesses. Florists use a business van to deliver flowers while a hotel uses a business van to transport customers to and from the airport. Event coordinators, caterers and other commercial entities use vans everyday as well. These vehicles are versatile and useful for any number of chores.

Regardless of why you use business vans in your company, you must make sure they have the fullest extent of commercial insurance coverage you can obtain. Hazards and unexpected events arise on a daily basis, and paying for repairs out of business funds could cause severe financial stress. Here are the commercial insurance options you should have on your business van:

Liability InsuranceLiability insurance covers your company’s liabilities when your van causes an auto accident. This insurance is required by law in most states, and it generally covers both physical injuries as well as property damages.

When you select your maximum liability coverage amount you can choose a single claim limit or a split claim limit policy. Single claim limit policies pay up to a maximum amount per accident that your truck is responsible for. Split claim limit policies assign a maximum amount of money that will be paid on a per person basis for injuries, a maximum that will be paid for property damages, and a maximum total that will be paid per accident.

Medical Payments Medical payments insurance pays for the medical expenses of your business van driver and all passengers, regardless of who was at fault for an accident. This coverage is not available in all areas, so be sure to contact one of our licensed representatives to discuss adding this option to your commercial insurance policy.

business van auto insurance
Van Insurance Quote

Physical Damage InsurancePhysical damages insurance protects your company from the loss of or damage to your business van. This commercial insurance coverage is particularly important if your company does not own its vans outright. If your lease business vans or you have an outstanding auto loan, property damages insurance can help protect you from the most loss.

Uninsured or Underinsured Motorist - Despite current laws in the United States, not all drivers are insured. And some that are insured properly do not carry enough insurance to fully cover all of the medical bills or property damages that result from an accident. Uninsured or underinsured motorist coverage helps protect your business van from loss when it is involved in an accident that the other driver is at fault for. If the at-fault driver does not have liability insurance, or he doesn't have much, your uninsured policy will cover the costs. This policy is similar to carrying liability, but it applies to your vehicle when you didn't cause the accident. Benefits are similar as well.

Other Important Commercial Auto Insurance for BUSINESS VANS:

BUSINESS VAN Insurance Quote

Business Auto Coverages

Commercial Auto Protection Liability Coverage Bodily Injury Coverage Property Damage Coverage Medical Payments Coverage Physical Damage Coverage Collision Coverage Comprehensive Coverage Uninsured Motorist Coverage

Autos We Insure

Taxi Non Medical Transport 18 Wheeler Trucks Tow Trucks Pick Up Trucks Shuttle Dump Trucks Garbage Trucks Business Vans Box Trucks Straight Trucks Bucket Trucks Cabover Trucks Cargo Vans Flatbed Trucks Refrigerated Trucks Crane Trucks Catering Trucks Ice Cream Trucks Agricultural Trucks Buses Car Carriers (Haulers) Cement Mixers Delivery Vans Hearse Pump Trucks Tank Truck Truck Tractor Wheelchair Bus Ambulance Limousine Wheelchair Vans Taxi Cabs Medical Transportation Semi Trucks Vans Small Business Autos Commercial Fleet Electrician's Auto Plumber's Auto General Contractor's Auto Carpenter's Auto Landscaper's Auto Pool Cleaner's Auto Recycling Center Autos Drywall Installer Autos Garage Door Installer Autos Janitor Autos Painting Contractor Autos Cabinet Maker Autos Roofer Autos Delivery Service Autos Carpet Installer Autos Driving School Autos Carpet Cleaner Autos Tree Trimmer Autos