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BUSINESS INSURANCE FOR
WINERIES
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Critical Coverages For YOUR winery
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Insurance For WINERIES

Starting a successful winery business takes time. And a lot of effort. You must cultivate the land, select the right combination of grape varieties, distill, refine and age your product and more. Then you must arrange distribution; obtain clients or customers and more. Some wineries sell their products directly to distributers and restaurant outlets while others sell directly to the public and through retail establishments. The most important part of your business is to have the right commercial insurance coverage for your business structure and design.

General Liability

General liability insurance protects you from unexpected events, hazards, problems and accidents. It’s particularly important if your winery offers public tours and tasting events. If a customer is injured while on your business premises, your winery could be responsible for all related damages and expenses. A general liability policy helps protect you from having to pay those expenses. It also protects you if a customer’s property is damaged at your Vineyard and it can provide you with product and advertising liability coverage.

Business Owners Policy (bop)

Insurance As Low As
$89 A Month
General Liability
Property
Auto Insurance
Workers Compensation
Commercial Insurance Wineries
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A business owners insurance policy, or BOP, tailors your commercial insurance coverage to meet your specific business structure’s needs. It includes general liability and provides for tangible and intangible asset and property protection. You can select from a variety of different coverage options including:

Commercial Auto

If your winery uses personal, company or rented vehicles for business purposes then you need commercial auto insurance. Maybe you deliver products, visit with customers to assist their needs, or travel to industry events. If you or any of your employees is involved in an auto accident, commercial auto insurance can take care of the vehicle damages and related medical expenses.

WORKERS COMP

Running a successful winery requires many different skills and hands. As an employer, you must protect your people with workers comp insurance. If any employee is injured while performing his job, is involved in a job related accident, or becomes ill from work he performs, workers comp will take care of his medical expenses.

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Insurance Products

General Liability (CGL) Workers Compensation Professional Liability Business Owners Policy Commercial Auto Insurance Employment Practices Liability Directors & Officers (D&O) Excess Liability Surety Bonds

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