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nurseries & gardens
Having the right business insurance is no accident
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As the owner of a plant nursery or public garden, your days are filled with balancing acts. You must interact well with people in the form employee to customer, while being in touch with nature to manage your living products. Protect everyone and everything you have invested so much into with the right types of commercial insurance coverage.

General Liability

General liability insurance protects you and your company if accidents occur. For example, customers who visit your garden center may accidentally drop a heavy potted plant on their foot and require medical care. Or you may sell fertilizer products that make someone ill. General liability provides you with bodily injury protection for your customers, product liability, advertising liability and damage caused to your rented business location by hazards such as fire. General liability extends with your company by protecting new locations, products and services you add on.

Business Owners

Insurance As Low As
$37 A Month
General Liability
Property Coverage
Errors & Omissions
Workers Compensation
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A business owners insurance policy, or BOP, protects specific company assets while also providing general liability protection. With a BOP, you can tailor your commercial insurance coverage by selecting just the options your nursery or garden center needs.

Professional Liability

Professional liability insurance is also known as errors and omissions. For example, if you mistakenly label an apple tree as a lemon tree and your customer spends money and time to grow it and at the end they see that this is not the tree they were supposed to get, you as the professional can be held liable for the financial expenses and the time spent on growing the wrong tree.

Commercial Auto

Commercial auto insurance protects your nursery and garden center in the event that there is an auto accident when you or your employees are driving for business purposes.

workers comp

Workers compensation insurance is required coverage in all states of the nation. Workers comp insurance covers the cost of medical care for your employees if they’re ever hurt while conducting their job duties.

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Insurance Products

General Liability (CGL) Workers Compensation Professional Liability Business Owners Policy Commercial Auto Insurance Employment Practices Liability Directors & Officers (D&O) Excess Liability Surety Bonds

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