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Insurance For MUSIC STORES

Owning a musical instrument store allows you to conduct retail operations while focusing on a specific area of interest. This is a particularly rewarding business for anyone who loves music, and it can be designed to focus on varying levels of customer needs. Protect your store with commercial insurance policies that are designed to fit your specific business needs.

General Liability

General liability is an all-around broad level of commercial insurance. It grows as your business grows without having to add specific coverages to the policy. In fact, general liability protects you against most potential problems as long as they’re not specifically excluded from your policy contract. Examples of some of the things a general liability policy can protect you from include: customer bodily injury in your musical instrument store, customer property damage on your business premises, product and advertising liability and general fire and water damage.

Business Owners

General Liability
Property Coverage
Auto Insurance
Workers Compensation
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A business owners policy (BOP) includes general liability and provides you with additional specified coverages. This is particularly useful for small musical instrument stores like yours because you can add just the right types of protection for your needs.

Commercial Auto

Commercial auto insurance can pay for damages that arise due to auto accidents with vehicles you use for business purposes.

workers comp

When you have one or more employees, Workers comp insurance is required coverage by law in all states. This insurance coverage is designed to help the employees recover if they ever get hurt while performing their job. It pays their medical, prescription and related care expenses created by on-the-job injuries.

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Insurance Products

General Liability (CGL) Workers Compensation Professional Liability Business Owners Policy Commercial Auto Insurance Employment Practices Liability Directors & Officers (D&O) Excess Liability Surety Bonds

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