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BUSINESS INSURANCE FOR
FUNERAL DIRECTORS
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Insurance For FUNERAL DIRECTORS

Funeral directors have a tough but potentially rewarding business. You must deal with people delicately during difficult times in their lives. Your business is a necessity but not necessarily one that people want to think about too early in their lives. It takes a special person to manage this fine balancing act. Protect yourself and your company by making sure you have the appropriate type and amount of small business insurance coverage.

General Liability

General liability insurance is general small business insurance protection for a wide variety of potential problems. For example, it can pay for the medical and personal expense if one of your customers injures themselves while on your business premises. It can also pay for damages if a customer’s personal property is damaged while in your care. It can also provide you with product and advertising liability coverage, and protect you and your rented business location from financial losses caused by fire or other unexpected events.

Business Owners

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A business owners insurance policy, or BOP, lets you select specific types of property protection for your funeral home. It includes general liability, and can include asset protection such as the examples listed below.

Professional Liability

Professional liability insurance protects you in the event that you are found to have made professional errors or omissions that brought financial loss to your clients.

Commercial Auto

Commercial auto insurance (Hearse) protects your company from losses, medical expenses and damages that can arise from auto accidents.

workers comp

You are required by law to protect your employees with workers comp insurance. If an employee is ever injured on the job or in certain cases made ill from their job, workers comp will cover their medical expenses.

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Insurance Products

General Liability (CGL) Workers Compensation Professional Liability Business Owners Policy Commercial Auto Insurance Employment Practices Liability Directors & Officers (D&O) Excess Liability Surety Bonds

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