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Business Insurance For
Cigar & Tobacco Shops
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Insurance For Cigar & Tobacco Shops

Owning a cigar or tobacco shop is similar to owning a small retail store. There are obvious differences in your customer base, regulations and legal requirements of course. There can also be differences in your liability and loss risks. Be sure you protect your cigar shop with the right types of commercial insurance to fit your company’s needs.

General Liability

Insurance As Low As
$75 A Month
General Liability
Property Coverage
Auto Insurance
Workers Compensation

General liability (CGL) can protect your company from unexpected damages, injuries, natural disasters and other pitfalls that can ruin your business. For example, if a customer claims their property was damaged while they were at your shop, general liability can cover the damages. It can also protect you from expenses that arise when customers receive an injury in your store, or when claims of advertising damages are made. GL covers most of your basic small business insurance needs and expands the coverage automatically as your company grows.

Business Owners Policy (bop)

Cigar Shop Business Insurance
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A business owners policy is designed to let you pick and choose the exact types of coverage that are most appropriate for the type of business you operate. A business owners policy, or BOP, includes general liability automatically and can include one or more of the following types of coverage:

Workers Comp

As an employer you are required by law to carry workers comp insurance. Workers compensation pays for your employee’s medical bills if they’re ever injured at work.


Insurance Products

General Liability (CGL) Workers Compensation Professional Liability Business Owners Policy Commercial Auto Insurance Employment Practices Liability Directors & Officers (D&O) Excess Liability Surety Bonds

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