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Carpenter's Insurance

As the owner of a small carpentry business your days are busy. You may spend most of your time going from one jobsite to another to make sure everything is going smoothly. Whether you primarily work with corporate customers or residential clients, there are many details you must keep track of for each project. Make sure your business is fully protected with the right types of commercial insurance for your particular business style.

General Liability Insurance

All independent carpenters and small carpentry companies should carry general liability insurance. This coverage helps protects you from unexpected events, problems and potential hazards. If you work from a carpentry shop that customers visit, general liability protects you if someone gets hurt while they’re there. It also protects you if the customer’s property is damaged on your premises. It protects you from losses that might arise due to natural disasters, product liability and advertising liability as well. This is a solid, all around insurance plan for small businesses that grows with your needs.

Business Owners Policy

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A business owners policy (BOP) includes general liability and expands to cover business property as well. This insurance plan can be tailored to meet the specific needs of your carpentry company.

Commercial Auto Insurance

Business auto insurance protects your company if there is an accident. It can cover vehicles used for business purposes even if they are not company vehicles.

workers comp Insurance

Workers comp insurance is required by law when you have employees. It protects you and them from having to pay for medical care and expenses if they are hurt on the job.

Surety Bonds

Surety bonds act as guarantees that you can fulfill a contract. You may be required to be bonded before you can win a government or large corporate carpentry contract.

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Insurance Products

General Liability (CGL) Workers Compensation Professional Liability Business Owners Policy Commercial Auto Insurance Employment Practices Liability Directors & Officers (D&O) Excess Liability Surety Bonds

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