Need Help?
888 900 0205
broad portfolio of auto products
Understanding Coverage for Truck Owners
get quote


A bucket truck is sometimes called a cherry picker or a basket crane truck. It features a long arm that is designed for an employee to stand from. Sometimes the worker’s standing area has a basket or boom lift on it for safety. These trucks are used in a variety of commercial applications. Companies that own and use bucket trucks include electrical contractors and telecommunications businesses.

A bucket truck is a large capital investment for your company. The last thing you need to have happen is damages or destruction from auto accidents and other common hazardous events. Paying for damages out of your own company funds might be difficult or even impossible at times, but we can help you mitigate those risks with the right types of commercial auto insurance. Here is the type of protection you should carry on your company’s bucket trucks:

Liability InsuranceLiability insurance combines bodily injury and property damage protection benefits. It pays those benefits to the other party involved when your bucket truck is at fault in an auto accident. If your truck hits another vehicle while turning a street corner for example, and the accident is considered to be your driver’s fault, liability insurance will pay for the injury and damage bills.

Medical Payments Medical payments insurance pays for the cost of medical bills, emergency care and related expenses for the people who were in your company truck at the time of the accident. The bucket truck driver is covered in addition to any passengers who were riding with him. Medical payments insurance pays benefits regardless of who is at fault in an accident, but it is not available in all areas. Contact one of our licensed representatives to determine if this coverage is available for your business trucks.

cherry picker truck business auto insurance
Truck Insurance

Physical Damage InsurancePhysical damages insurance pays for the cost of repairing or replacing your bucket truck if it is subjected to harm. The types of things your insurance policy covers depends on the type of physical damages insurance you select. The three options are as follows:

Uninsured or Underinsured Motorist - Uninsured motorists are people who drive vehicles that are not covered by any form of auto insurance. Underinsured motorists are people who drive vehicles that carry very minimal liability insurance. Minimal insurance may not be enough to cover the cost of repairs to an expensive vehicle such as your company’s bucket truck. You can protect yourself from these losses with an uninsured or underinsured motorist policy. This insurance pays for the damages to your truck when the other driver is at fault but is unable to pay all or some of the damages.

Other Important Commercial Auto Insurance for BUCKET TRUCK:

BUCKET TRUCK Insurance Quote

Business Auto Coverages

Commercial Auto Protection Liability Coverage Bodily Injury Coverage Property Damage Coverage Medical Payments Coverage Physical Damage Coverage Collision Coverage Comprehensive Coverage Uninsured Motorist Coverage

Autos We Insure

Taxi Non Medical Transport 18 Wheeler Trucks Tow Trucks Pick Up Trucks Shuttle Dump Trucks Garbage Trucks Business Vans Box Trucks Straight Trucks Bucket Trucks Cabover Trucks Cargo Vans Flatbed Trucks Refrigerated Trucks Crane Trucks Catering Trucks Ice Cream Trucks Agricultural Trucks Buses Car Carriers (Haulers) Cement Mixers Delivery Vans Hearse Pump Trucks Tank Truck Truck Tractor Wheelchair Bus Ambulance Limousine Wheelchair Vans Taxi Cabs Medical Transportation Semi Trucks Vans Small Business Autos Commercial Fleet Electrician's Auto Plumber's Auto General Contractor's Auto Carpenter's Auto Landscaper's Auto Pool Cleaner's Auto Recycling Center Autos Drywall Installer Autos Garage Door Installer Autos Janitor Autos Painting Contractor Autos Cabinet Maker Autos Roofer Autos Delivery Service Autos Carpet Installer Autos Driving School Autos Carpet Cleaner Autos Tree Trimmer Autos