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Business Insurance For
Bicycle Shops & Bike Stores
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Coverage To Protect Your Store, As Well As Your Assets
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Insurance For Bicycle Shops & Bike Stores

Bicycle shops and bike stores generally offer a wide variety of services to their customers. You sell products directly of course, and you may also offer training and safety courses in addition to other services. As a bicycle shop or bike store owner you get to meet a lot of people who have the same interests in bicycles as you do. Naturally you want to make them happy and keep them as safe as you can while also protecting your business and keeping it profitable at the same time. Buying small business insurance helps you achieve these objectives.

General Liability

General liability is business insurance that protects your customers while preventing your bike store from suffering severe financial hardships when accidents happen. This coverage provides you with a broad level of protection that grows as your business does. This means that new products, services and bicycle shop locations are automatically covered when you add them.

Bicycle Shop Insurance
Bike Store Commercial General Liability Insurance
General Liability Insurance Includes:

Business Owners Policy

All of the protection provided in your general liability policy are included with a business owners policy, or BOP. A BOP provides you with protection for your business assets. It covers tangible items such as your inventory, and intangible items such as your accounts receivable. A BOP can be tailored to fit your bike store needs. Examples of coverage options includes:

Business Auto

A business auto insurance policy protects you from losses caused by auto accidents. When you or one of your employees is involved in a business related auto accident, this coverage can pay for medical expenses, vehicle repairs and other necessities.

Workers Comp

Workers comp is business insurance that takes care of your employees. Most states mandate this coverage by law. If an employee is injured in a work related accident, workers comp will pay for their medical care and recovery expenses.

Commercial Umbrella

Umbrella insurance adds an additional level of protection. If your regular business insurance policies reach their maximum payout limit, your commercial umbrella policy can pay for the additional expenses.

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Insurance Products

General Liability (CGL) Workers Compensation Professional Liability Business Owners Policy Commercial Auto Insurance Employment Practices Liability Directors & Officers (D&O) Excess Liability Surety Bonds

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