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Insurance For Banquet & Reception Halls

General Liability
Commercial Auto
Workers Compensation
Bond

Banquet halls are popular locations for events, celebrations and gatherings. Your banquet hall may be seasonally busy or booked almost every day of the year depending upon its location and the clientele you cater to. Whether your banquet hall focuses on hosting corporate events and meetings or wedding receptions, you can keep it fully protected by carrying the right types of business insurance.

General Liability

General liability is important business insurance that protects your company at the base level. This coverage helps protect you from a number of common hazards and risks. By protecting you legally and financially, your banquet hall won’t suffer substantially if a customer sustains injuries or makes other legal allegations against your company. General liability grows its level of protection automatically when you add new business locations, services and products. The biggest areas of coverage in a general liability policy include:

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General Liability Insurance Includes:

Business Owners Policy

General liability insurance is automatically included in other business insurance protection called a business owners policy, or BOP. A BOP is specifically designed to help protect your business from losing its assets. Business owners insurance protects both tangible and intangible assets, such as your banquet hall furnishings or your digital event planning software. You can tailor your BOP so that it only provides the coverage you need. Optional examples include:

Business Auto

If you or your start members must drive frequently for business reasons, a business auto insurance policy is must have coverage. This protects your company from suffering the potentially severe financial losses common caused by auto accidents. It pays for physical injuries and damages to property when applicable, and optionally it can protect you from losses caused by uninsured motorists, fire, theft and other potential hazards.

Workers Comp

By law, most states require you to carry workers comp insurance for your employees. If an employee is injured while on the job, workers compensation insurance pays for their medical expenses and related recovery bills.

Commercial Umbrella

A commercial umbrella policy provides you with extra protection above and beyond the maximum limits of your other business insurance policies.

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Insurance Products

General Liability (CGL) Workers Compensation Professional Liability Business Owners Policy Commercial Auto Insurance Employment Practices Liability Directors & Officers (D&O) Excess Liability Surety Bonds

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