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Business Insurance For
Appliance Repair Shops
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Appliance Repair Shop Business Insurance

As the owner of an appliance repair shop, you provide a valued service to your customers. They come to you for fixes for their washing machines, dryers, dishwashers, microwaves, refrigerators, and more. You probably send workers out to customer's homes as well as offering repairs in your store on smaller appliances. In either situation, accidents can happen, workers can make bad decisions or faulty repairs, and you can be liable as the owner of the business. With adequate small business insurance, however, you will be protected in these situations.

General Liability Insurance For Appliance Repair Shops

Insurance As Low As
$34 A Month
General Liability
Property Coverage
Workers Compensation

General liability is the most basic type of coverage in your commercial insurance policy. It protects you in the case that a person or property is damaged in your shop or in the home of a customer as a result of your employee. A repair shop can potentially contain several hazards. With equipment, parts, and appliances sitting in the shop, you need to be very careful to prevent accidents. But when they do occur, your general liability coverage will help you pay for the medical treatments or repairs needed. Under general liability, you will have the following coverages:

appliance repair shop insurance quote
appliance repair shop insurance

Business Owners Insurance

A business owners policy, or BOP, is a package of insurance coverages that can be customized to match your business's exact needs. As the owner of an appliance repair shop, your commercial business insurance will need to include general liability, coverage for company vehicles, protection from litigation, employee dishonesty coverage, and possibly more. You can tailor your BOP to meet all of your needs.

Business Auto Insurance

For repairing large appliances, you most likely send employees out to customer homes. Even if they are driving their own vehicles, you can be liable for any accidents that occur during the course of a job. The auto portion of your small business insurance can cover such events as accidents, injuries, damage to property, theft, fires, and more.

Applince Repair Shop Workers Comp Insurance

You are most likely required to have workers compensation as part of your business insurance policy. This covers costs associated with injuries or illnesses that your employees may receive while working for you. These may occur in the shop or out on jobs. Either way, you are liable for the costs, making this an important type of coverage.

Commercial Umbrella Insurance

Finally, you may want to consider adding commercial umbrella to your business insurance. This will help protect you in the case of expenses above and beyond your policy's limits. Commercial umbrella is a good add on to cover exorbitant costs incurred by catastrophic events, such as a fire that destroys your shop, its contents, and your vehicles.

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Insurance Products

General Liability (CGL) Workers Compensation Professional Liability Business Owners Policy Commercial Auto Insurance Employment Practices Liability Directors & Officers (D&O) Excess Liability Surety Bonds

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